Terms of Service

1. About Selfluencer

Selfluencer ("the Platform", "we", "us") is a digital content brokerage that connects individual content creators ("Suppliers") with small and medium-sized businesses ("Corporates") that require authentic, user-generated content (UGC) for their social media networks. Selfluencer acts solely as an intermediary and is not a party to any content agreement between Suppliers and Corporates.

2. Eligibility

To participate as a Supplier on Selfluencer, you must:

• Be at least 18 years of age.
• Have a minimum of 1,000 followers on at least one connected social media platform (Instagram, TikTok, or Facebook).
• Have a valid, verified social media account connected to Selfluencer via OAuth.
• Reside in a jurisdiction where Selfluencer operates.
• Not be located within 100 yards (91 meters) of a brand's Point of Sale (POS) at the time of content submission.

3. Content Rules & Submission

By submitting content to Selfluencer, you agree to the following:

• Originality: All submitted content must be 100% original and created by you. Reposts, screenshots, or third-party content are strictly prohibited.
• One upload per week: A mandatory 168-hour cooldown period exists between content submissions per brand campaign.
• Music licensing: Content containing platform-licensed music (Instagram/TikTok library tracks) may be flagged and rejected. Use royalty-free audio to maximize approval chances.
• Natural content: Content must appear authentic and organic. Overly produced or obviously staged content may be rejected by the Corporate client.
• Product sourcing: You may use a product you purchased OR borrow a product from a friend. You do not need to purchase the product to participate, subject to specific campaign rules.
• Geo-fencing: Content cannot be submitted from within 100 yards of the featured brand's Point of Sale location.

4. Points System & Compensation

• Points are awarded at a rate of 100 points = $1.00 USD (1 point = $0.01).
• Base points are determined by the global average retail cost of the featured product.
• Bonus points are awarded for content quality: lighting (+2), geo-fencing (+10), brand stickers (+5), voice/audio (+5), text overlay (+5), and creative use (+10).
• Points are credited to your account only after the Corporate client approves and purchases your content.
• Points have no cash value until redeemed and are non-transferable between accounts.
• Selfluencer reserves the right to adjust point values with 30 days' notice.

5. Payouts

Suppliers may withdraw earned points via the following methods:

• Weekly automatic payout (every Thursday)
• Monthly automatic payout (last Thursday of the month)
• Threshold-based payout (when balance reaches a chosen amount)
• Manual on-demand withdrawal

Minimum withdrawal amount is 500 points ($5.00 USD). Selfluencer does not charge fees on withdrawals. Third-party payment processor fees may apply.

6. Content Ownership & License

You retain ownership of all content you create. By submitting content to Selfluencer, you grant Selfluencer and the purchasing Corporate client a non-exclusive, worldwide, royalty-free license to use, reproduce, distribute, and display your content on their social media networks and marketing materials, in perpetuity, once the content has been approved and points credited.

Content stored in the Selfluencer cloud may be retained for up to 15 days after purchase for Corporate convenience.

7. Corporate Client Terms

Corporate clients agree to:

• Purchase a minimum of 5,000 tokens ($50.00 USD) to begin transacting on the platform.
• Pay a 25% platform commission on all token purchases (subject to review and change).
• Review and approve or reject submitted content within 7 days of submission.
• Use purchased content only for lawful marketing purposes.
• Not contact Suppliers directly outside of the Selfluencer platform.

8. Selfluencer Visa Debit Card

The Selfluencer Visa Debit Card is issued by Selfluencer Financial, LLC, a Visa Member institution. Card activation requires SMS verification and biometric authentication. Card usage is subject to separate Cardholder Agreement terms provided at the time of application. Selfluencer is not responsible for declined transactions or third-party merchant disputes.

9. Prohibited Conduct

You may not use Selfluencer to:

• Submit fraudulent, misleading, or fabricated content.
• Create multiple accounts to circumvent the weekly upload limit.
• Manipulate the geo-fencing system through VPNs or false location data.
• Harass, impersonate, or deceive other users or brand partners.
• Reverse-engineer, scrape, or interfere with the platform's infrastructure.
• Violate any applicable local, national, or international law or regulation.

10. Termination

Selfluencer reserves the right to suspend or terminate any account at any time for violation of these Terms, with or without notice. Upon termination, any pending points balance may be forfeited if termination was due to policy violations. Users in good standing may request final payout of earned points within 30 days of account closure.

11. Disclaimer of Warranties

Selfluencer is provided "as is" without warranties of any kind, express or implied. We do not guarantee that the platform will be uninterrupted, error-free, or that any specific amount of content will be approved or purchased by Corporate clients.

12. Limitation of Liability

To the maximum extent permitted by law, Selfluencer's total liability to any user shall not exceed the total amount of points credited to that user's account in the 90 days preceding the claim.

13. Changes to Terms

We reserve the right to modify these Terms at any time. Material changes will be communicated via email or in-app notification with at least 14 days' notice. Continued use of the platform after changes take effect constitutes acceptance.

14. Governing Law

These Terms are governed by the laws of the Republic of Panama. Any disputes shall be resolved through binding arbitration in Panama City, Panama, except where prohibited by local law.

15. Contact

For questions about these Terms:

• Email: selfluencer.io@gmail.com
• Website: selfluencer.com